Every number traced to a document. Every fact approved by you.

Upload documents, approve extracted facts, and ship auditable lender packs — powered only by cited, approved evidence from your own files.

Get startedOpen sample pack

Three documents in. Bank-grade lender pack out.

Upload your loan agreement, valuation, and bank statement. Get a complete lender pack with evidence appendix and controlled data room.

  • Asset schedule, debt schedule, and covenant snapshot — all cited
  • Readiness score with a clear list of what's missing
  • Evidence appendix — every figure traced to the source page
  • Expiring data room link with full view audit log

One governed source of truth across your portfolio.

  • Every fact approved by you — cited to the page it came from
  • Portfolio leverage, maturity wall, and covenant headroom at a glance
  • Tasks tied to missing evidence, not just alerts
  • Owner briefs, lender packs, and DD checklists on demand

What it does

Governed portfolio operations, end to end.

Portfolio health at a glance

Readiness, blockers, and priorities — backed by cited evidence.

AI proposes. You approve.

Facts are extracted and flagged for sign-off. Only approved facts drive outputs.

Metrics that never drift

DSCR, LTV, ICR, and headroom from the same approved inputs every time.

Maturity wall & covenant watch

Upcoming maturities, covenant tests, and breach scenarios — continuously updated.

Lender packs you can stand behind

Full packs with evidence appendix — gated until the evidence meets the bar.

Controlled data rooms

Expiring links and full view logs — built for external sharing you control.

How it works

01

Upload your documents

02

Review and approve extracted facts

03

Governance runs — packs, monitoring, tasks, alerts

AI extracts and prioritises. It never overrides what you've approved.

If evidence is missing, outputs are gated and the gap becomes a task.

Why Kronos

Built for messy portfolios and real lending timelines.

  • Multi-entity and SPV structures without configuration
  • Evidence and confidence scores are visible — not buried in methodology notes
  • Refinancing, covenant monitoring, and lender readiness in one system
  • Full audit trail: uploads, approvals, exports, and external shares
  • No black boxes — every output traces to a human-approved, cited fact

Governed portfolio operations. No black boxes. You stay in control.

Get startedOpen sample pack